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However, Y-14 data contains detailed loan level information on loan terms and borrower characteristics Bassett, William F., Mary Beth Chosak, John C. Driscoll, and Egon Zakrajsek. 2014. “Changes in Bank Lending Standards and the Macroeconomy.” Journal of Monetary Economics 62: 23–40. Herkenhoff, Kyle. 2019. “The Impact of Consumer Credit Access Read More

Borrow Money to Fund a Land Purchase Buying land allows you to build the home of your dreams or preserve a slice of nature. However, land can be expensive, so you may need a loan to fund your land purchase. Although you might assume that land is a safe investment-after Read More